Category Archives: Saving Money

Saving Money–June 26, 2016

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One of the things we did this past week was visit a fish hatchery.  They didn’t have very many fish right now, since this particular one has more going on when the fish are running in the fall, but we were able to see baby Chinook salmon, and show Patsy how the whole operation works.

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We harvested lettuce, basil, cilantro, beets, carrots, spinach, snow peas and green onions from the garden.  I used the produce in salad, marinade, Pico de Gallo, stir fry and to eat.

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Rob was fishing for rock fish and caught a crab on accident, instead of any fish.  It was a male, and a keeper, and he has his license to crab, so—Yum!  What a happy surprise!  We ate it:)

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We enjoyed some beautiful days down at the coast and watched many boats going in and out of the harbor.

We had to drive a lot, as Ja’Ana had a couple of days of training for her junior counsellor opportunity next week.  Since we were driving anyway, we went house hunting again, used our Kids Bowl Free coupons with Patsy, and enjoyed some sights on the way.   We took food with us in the van a lot, and cooked in the camper most of the time.  We also ate out a little bit on the road, and chose as wisely as we could.  We used a lot of gas, but are so glad to do so for such a good reason.

We put in an offer on a house.  They already have several offers because the market is so strong right now, so we are looking at it again today to see if we want to “up” our offer.  I’m ok either way.  I know we can’t go “up” very much, so it’s in the Lord’s hands.  I know if this isn’t the one, we will find another one with time.  We should find out tomorrow.  They have so much interest, they have been collecting offers since Thursday, and will decide tomorrow.  Even the crummiest houses are getting multiple offers right now.  (Except the one with the broken windows, tremendous patches of mold, doors ajar and unlocked, and the dead rat on the floor–hmmmm–we’ve seen some beauties)

Saving Money–June 19, 2016

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On our recent trip to Ft. Stevens, Patsy and I enjoyed climbing a watchtower in Astoria, and enjoying the view of the big bridge that spans the Columbia River.  Beautiful, and free:)  The girls rode bikes, clammed, fished, read, and I continued to work on school with Ja’Ana.  We are not quite finished, having lost some time with the move.  We had to go over to the valley for a family event, and brought one of the cousins back with us.

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We enjoyed roasting marshmallows and hot dogs one night with her.

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I sewed Patsy a dress.  I used 50% off patriotic fabric from JoAnn’s, but chose one that was summery enough to go past the 4th of July.

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We got the garden in shape before taking off for the beach again.  We were able to harvest veggies to take with us.  We used lettuce in many meals the past few days.  I was able to take a huge salad with us to my sister’s house for our family Sunday meal.

I had not grocery shopped since we moved, except for a few dollars here and there.  This past week, I spent $58 on groceries.  I am finding it do-able with the new $50/week budget I am sticking with.  I “shopped” from my food storage in our storage bins and freezer and used as much garden produce as I could.  I also made another meal from the fish we caught and froze.

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We are at Newport, Oregon this week.  We took our bikes.  We took our first family bike ride in years.  Rob wisely bought me a helmet, as bike riding is not my strong suite.  I am happy to report that neither I, nor anyone else, fell off.  We had a great time.

Since we have a foster/adopt park pass, we save around $30/night, every time we camp.  Of course, there are rules about how often you can use it, etc., but they are very generous.  We are really loving having this option during this summer of change.

We are also saving money by not having internet, but I must admit it is frustrating to have to drive somewhere to catch wi-fi.  We also have been able to use Rob’s Mom’s garbage can each week, as she does not fill it, so we have no bill for that.  Of course, at campgrounds, you can throw your trash and recycling away there in the proper area.  We don’t have our phone land line anymore.  We have no house payment.  We are still spending money for gas, food, cell phones, the camper, and a few other things.  Overall, though, we have reduced the bills tremendously, and that is helping us get through the summer without feeling any pain at all!  What a blessing!

 

Saving Money–June 14, 2016

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My sister noticed that we were losing some water where the hoses were connected.  She fixed it so that the watering can now catches the drip.  Patsy has been using that water to pour into her watering can and water the garden.  We have a lot of water in Oregon, but there’s not use wasting it.

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We spent a morning fishing in a lake near the campground.  We caught 15 trout, and the man fishing beside us on the dock gave us his 3.  Wow!  So far, we had them for 1 meal, gave a few to the neighbors camping next to us in the campground, and froze some for future meals.  My teeny, tiny camper fridge is extremely full, so we kept 4 out for a meal very soon.  That was fun!

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We went clamming again.  We all 4 limited out, catching 60 clams total.  Rob and helpers got them cleaned, and I minced them up in my mini-chop.  Last time, they were quite tough, so I thought mincing them would help, and it did.  I made clam chowder and froze the rest.

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We had a really good time.  This time, we tried another place because we did not want to climb over the jetty.  So, we went through the woods, up a sand dune, and straight down the steep side to the beach.   Right as we were finishing, we got to enjoy these parasailers, who were using the wind to power their sails.  It was amazing.  It reminded me of huge kites, catching the wind, and giving them rides.

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If you look closely, you can see Rob and Ja’Ana on the top of the “cliff.”  That was no picnic to climb, but it was an adventure:)

Saving Money–June 7, 2016

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This past week was a mixture of very good, and very hard.  Life is like that sometimes, and this was one of those times.

We returned from camping last Monday, and began settling down into camper life pretty well.  I weeded the garden, and Rob tilled it all up.  I planted new plantings of a few things.

On Thursday, we took off for our trip to see our dear friends in Eastern Oregon, and had a wonderful time.  On the trip, we took food along in the cooler, and ate that quite a bit.  We ate out 1 time going over and 1 time coming back.  While there, we ate at our friends’ house the entire time.  I was able to take a few things, including a lot of garden lettuce, which we ate up for the most part.  I have so much growing right now, it was awesome to have a place to share it.

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Ja’Ana, Patsy and Abbie (3 of my girls) have birthdays within a 1-week period.  We celebrated them all last evening with a barbecue outside of our camper.  It was awesome.

Yesterday was the bad day.  When we went over to Rob’s mom’s house to get some meat from the freezer, we were dismayed to find that it had broken over the weekend.  Rob had removed some items before we left, and it was fine, but clearly had stopped working sometime since then.  The temperatures have been close to 100 degrees here, and we lost about 3/4 of what was inside.  Fruit, vegetables, and worst of all–a lot of the pig Rob just raised.  Some was still partially frozen or very cold, so we were able to quickly put it in another freezer, but if anything was warm, or questionable, we threw it away.  We cooked up a bunch of it yesterday afternoon to serve over the next couple of days. But still, it was a garbage can full of meat.

I was very upset.  I know that it is not a question of whether or not we will starve, but I was counting on that meat for the next few months. I especially was mourning the amount of time Rob spent raising that pig, and the fact that we are no longer in the position for him to raise another one.   I confess–I had a big “boo-hoo” over the whole thing.  After that was over, I gained some perspective.  We still have beef and poultry in another freezer.  The garden is growing very well.   We caught it in time to save some of it.  And, through my daily Bible reading, I had been reminded just that morning that we are not to put our trust in anything but God, and God alone.  Not a freezer.  Not pork.  Not corn, beans, or blueberries.  Just God.  He is our Provider and He will provide.

I’m feeling much better today.  Rob and I both agree it is a good day.  We don’t understand everything that happens in this life, but we do know that we choose to believe that what God promised, He will do.  So, we are waiting to see what will happen next.  We trust it will be good.

Saving Money–May 29, 2016

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I picked spinach, lettuce, boc choi, parsley and cilantro from the garden.  I put it in various containers and filled them with water outside.  Then, I carried them into the camper, washed them (putting the wash water into the pots) and then dumped the water on my flower pots outside.

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We went camping on Thursday, at Ft. Stevens State Park.  We stopped at the store and got a few groceries and have eaten from the camper the entire time.  Usually, we go out to eat at least once when we go camping, but not this time.  We packed a lunch for the road (that is usual–we don’t pull through drive-ups in the camper) and took a lunch today when we visited Ft. Clatsop with the 4H club.  We’ve gone fishing, clamming and hiking, and right now the kids are down at the beach with some of their friends while Rob and I are doing laundry.

This laundry-mat is less expensive than the one we used the first time, so we are finishing all of our laundry before heading  back tomorrow.  Patsy needs to go to school Tuesday, or we would stay a day longer.

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The clamming was very successful.  We had 1 clam gun, and one shovel.  The clam gun worked the best, although I did dig up one little one with the shovel and Rob got a couple that way.  We had not clammed for over 25 years, so this was the first time for the girls.  It didn’t take long to learn to spot the tell-tale circles where the clams were, and Ja’Ana got the knack of it quickly.  She got 15, her limit, Patsy and Rob got 10 each, and I got 4.  Did I mention we had only 1 clam gun? Frankly, it was very fun to watch the excitement as they got their clams.  Patsy pointed out that we were the only ones on the beach whooping and hollering every time we caught one.  I just pointed out that we were having more fun! It took us a long time to clean those clams. They are very sandy and the broken ones were super bad.  You have to keep all you find, even if broken.  It makes sense, since they probable wouldn’t survive after being whacked with a shovel or sliced with a clam gun:)   I have saved some in a dish to attempt clam strips tonight, and froze the rest for chowder later.

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Rob caught 1 trout.

I am still getting used to camper life.  At first, it felt like a vacation.  Last night it did not feel like a vacation.  It felt like I needed to clear out more stuff because it was overwhelming me!  So, I did move some things around, and have some plans to take even more out when I get home.  I’m starting to get a sense of what I’m using and what I’m not.  I’m starting to use some of the excess food, and have a little more wiggle room in the cupboards.  I’ll figure it out.  I just need a little more time where I can focus on organization.  Hopefully, Tuesday.

Menu Plans-May 27, 2016

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For the last week, since we’ve moved, we have tried to eat all of the extra food that was in the fridge and the freezer connected to the fridge at the old house.  At the last minute, at my direction, all extra food was crammed into 2 coolers and brought over to the camper.  I purposely left extra food in the freezer to defrost for this past week, but I misjudged and left too much out.  Things went very smoothly, so if that’s the worst that happened, I’m satisfied.  Some of the meals included meatloaf, beef brisket on the barbecue, chicken marinated in zippy sauce, and lots of salad from the garden.  Also, strawberry spinach salad was yummy, made from garden spinich and strawberries I u-picked.

Thursday:  Macaroni and Cheese (this was some my sister gave me–yummy!) Sandwiches in the car with some chicken thighs I had cooked before we moved.

Friday:  Tacos with the turkey burger that was thawed.  Other leftovers in fridge.

Saturday:  Hamburgers (there was a pack that finished thawing a couple of days ago)  Also, clam chowder with the clams we caught.  We had not clammed for over 25 years until this morning.  We had great success, had to watch U-Tube to figure out how to clean them, and can’t wait to cook them.

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I have to say, mine is the bucket with only 4 clams in it.  J limited out, with 15, Patsy 10, Rob 10, and me—4.  What a great outing:)

Sunday:  Turkey soup.  I boiled the bones of the turkey legs my sister gave me and have the broth to use.  If Rob wants to cook over the fire, he can, or I will do it over the stove.  It also could become turkey and dumplings. There is also some leftover beef that could be turned into stew or soup.  We may have a potluck for the 4H families that are camping with us.

Monday:  We will travel this day, back to my sister’s.  So, sandwiches for lunch in the lunch pail while on the road.  We never go through drive-throughs while pulling the camper–doesn’t work:)  Dinner:   Leftovers from the weekend.

Tuesday:  Pack dinner.  We need to pick Patsy up from school and will kill the time between school letting out and her band concert by me getting my hair done, and everyone else having a little picnic at the library park.

Wednesday:  Chicken strips.

Thursday:  We will pack food for the road.  We are off to see our very dear friends who live about 8 hours away.  I will take some food, but she will feed us all weekend.

I am still adjusting to the small space of the camper kitchen.  I still can’t find much of anything, but seem to have way too much stuff sitting around.  I’ll figure it out.  We are all eating, and it tastes great, so that’s what matters!

Saving Money–May 23, 2016

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We did it!  We are all the way moved and out of the old house.  This is the thing, by far, that saved us the most money this week.  We now have no house payment.  By selling the house quickly, we don’t have to continue paying a house payment we cannot afford, since Rob is still not working.  By agreeing to close early, and getting out early, we saved a few more days’ worth of money.

We were so thankful.  over 30 people showed up to help in the rain, and we were settled in our little house by 6 p.m.

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The garden is growing like crazy.  I picked some lettuce and boc choi and used them in meals already.FullSizeRender

Patsy got some free entertainment out of the tiny baby kittens Auntie showed her when we arrived.  Auntie is going to have Patsy help feed the cats every day for a job, and because Patsy loves animals so much.  It was nice to have something for her to look forward to.  FullSizeRender

I don’t have a menu plan, yet.  I  stuffed 2 coolers and the tiny fridge with leftover food from the old house and I’m just trying to use it up before it rots.  I have an idea for what I want to do, I’m just still figuring things out.

I have a lot of figuring out to do.  It’s going to be an adjustment going from 3200 square feet to a camper.  We had a family birthday party and a graduation party to attend after church yesterday.  Today, we had to drive Patsy to school (now over 45 minutes away) and Lovana to work, plus attend a play Patsy was in at school tonight.  It lasted only 20 minutes, but we were happy to see her play she had worked hard for, but we stayed in that area anyway and did some laundry.  I did a lot of school with Ja’Ana today.  She has a bunch to do, now that we are settled.  I can’t find things, yet, in the camper.  I’ve already removed a large pile of clothes and other things from the cupboards.  They are going into the storage unit.  I packed too much:)  I’ll get it figured out.  It may just take a little while.

So, I’m going to be patient with myself and others.  Since that task is going to be so hard, I plan to spend a little more time reading my Bible and praying.  Especially verses about patience, kindness, gentleness and love:)  Especially when they are already fighting and yelling at each other to get their “foot/hand/arm” off MY BUNK/PILLOW/ETC.  Especially when one of them pours a quantity of milk on the floor because she was watching tv instead of her cup.  There were, however, gales of laughter at other times, lots of giggles and joy, as well.  We are all going to grow and change.  I’m determined it will be for the better, as much as it is within my power.

 

Saving Money–May 15, 2016

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This is my water bucket.  When we go to work in the garden, or on car trips, I fill up the containers with water and ice.  We drink the uninsulated ones first, while still cold, and save the others for last.  It saves us a bunch of money because we don’t buy drinks and they don’t tip over while we travel.

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Rob put a few more things on the trailer and took it to the auction.  He got over $100 for the items. That was after the auction took its share and we paid a disposal fee for the items that did not sell.  Since it was going to be thrown away, we were fine with the amount.  Otherwise, we would have had to pay the dump to take it, so we actually earned more than the $100+ we got.

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Recently Safeway had a Monopoly game.  I did not shop very much during the game time period, but we got some tickets.  Patsy had fun sorting through them, and a lady at the store gave her a whole handful she did not want.  She was thrilled when we won something. We got our free popcorn last week.  I put it in the camper for when we move into it for the summer.

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I made re-fried beans one last time before the crock pot was packed.

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Rob and I went for a walk while waiting for the girls to finish dance recital dress rehearsal. We saw several nutria, ducks, geese, flowers and enjoyed both the pond and river.

We continued packing.  I had a lot of help on Friday and the house is coming along.  The lender for the buyer can close early.  We are going to see if we can get done on Saturday, since we were planning to get out that day anyway.  That is when all of our family and friends are coming to help us, so it just makes sense.  Since we are moving out that day, anyway, they might as well start paying the house payment as soon as they can, so we don’t have to:)  It’s going to be a crazy, busy week!

How I Built My Stockpile

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I was asked how I built my stockpile to this level.  I realized it was an answer for a post, not a comment, because it was a little too involved.

I love having a stockpile, and have always kept one on hand for many reasons.  The main reasons is that it saves me money and time.  I have usually lived in the country and trips to town are a project, so I like to keep a lot of things on hand.  It also comes in handy during times when money is scarce–it’s like another form of savings in my “bank.”  I also love the freedom of being able to cook almost any recipe I feel like cooking, at any time (notice I said “almost?”)

Here’s how I grew mine:

1) I buy in bulk.  Rob really buys in bulk.  For instance, a while back, he saw a 50 pound bag of white rice for around $21.  Yes, 50 pounds!  It does not go bad quickly, so is still fine, and we are eating from it often.  I buy 25 pound bags of pinto beans, black beans, navy beans, split peas, sugar, brown sugar, and popcorn.  I repackage these items into glass gallon jars, plastic ice cream buckets, ziplocks, etc.  Things that go rancid sooner, such as brown rice, I usually buy in 5 or 10 pound sizes, although I have bought that in the 25’s once or twice.

I buy cases of things I cannot can or freeze myself, such as mandarin oranges and mushrooms, when they are on a good sale.

I even buy produce in bulk, during the winter.  For instance, a 6-pack bag of romaine at Costco or Cash and Carry is a lot less expensive than buying the heads singly at the store most of the time.

2) We grow as much as possible ourselves and store it.  Rob has raised turkeys, chickens and pigs to butcher.  We raise chickens for eggs and usually do not have to buy any for years at a time.  We don’t get a lot of them during the winter, but I think I’ve only bought 2 cartons during the last 5 years or so, except for recently.

We grow a very large garden, which includes berries, and can and freeze a lot of it, and also eat as much as we can fresh.  I can hundreds of jars of fruits and vegetables each year, and we currently have 4 freezers full of meat and produce.  I process produce early in the morning and late at night during the peak of the season.  By the time I plant, weed, water, pick and process, I have many, many hours into my end product, but it’s worth it to me.  I know what’s in it, and where it came from .  The home-canned tuna is some we bought from a fisherman at Newport, Oregon.  I also got some salmon this past year from the Indians at Cascade Locks, but we froze that.

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We are moving this year, so I anticipate using up the excess and going back to bulk canning and freezing next year.  I do not know if we will have property to raise meat or not, until we see what we get for our next home.  We sold the chickens for the same reason.

3) What I cannot grow, I usually scrounge from friends and family.  For example, my sister has a peach farm, and gives me all I can use.  I am willing to drop my daily plans and scurry over to someone’s house to pick the produce myself. I am willing to go whenever is convenient for them, even if it means changing my plans.  That’s a big one.  I cannot tell you how many people would love to have some of my excess garden produce, IF I deliver it to them, which usually means picking it on an already busy day and driving a distance to deliver it.  (I’m not talking about when I’ve offered to drop something by someone’s house–If I offer, I have time)  Very few are willing to come get it, but that’s why I’m an easy person for others to offer the extra produce to.

On the rare occasion that I cannot grow or scrounge something, I u-pick it or buy it at a farm stand for a low price.  The area of Oregon that we live in is very fertile, and things grow well so are quite reasonable in price when in season.  Pears and Gravestein apples are 2 things I usually buy, and I buy them by the bushel for around $20-$25 a bushel.

4)I watch the sales carefully and buy a lot of things we use frequently when they come on sale for a low price.  Cheese and butter are good examples of this.  I have purchased 8 bricks of cheese before during a week, if the price is low enough.  They store well.  I may have to go back a lot, or send Rob, but–hey, Lovana works at a store–we are there a lot picking her up.

If I can’t afford a lot of something, and it’s a great price, I buy 2.  One for the current meal, and one to store.

5) If I have extra money, I often buy a bunch of things from Grocery Outlet, Wheeler Dealer (scratch and dent store), or other places that may have high-quality products for cheap that are close to date, or they are changing the label on, etc.  I especially get items to pack lunches and organic or gluten-free items that way.

6) I go to Bob’s Red Mill and buy my gluten-free flours and whole grains, or order them on-line.  Anything from Bob’s is high quality, and lasts a long time.  Things like millet, etc. last for a long time.  They swell up when you cook them.  You get a lot of bang for your buck with whole grains.  I look for clearance items, such as some gluten free pancake mix I recently picked up at Fred Meyers.  I only got 2, since I’m not supposed to be stockpiling right now:)

Last, but not least, I use my stockpile.  I store things I use, and I use what I’ve stored.  I look at what I have before I plan menus and plan the meals around what’s in the freezer, cupboard, and garden, and go from there.  I rotate things and clean and sort and organize it every year, usually late spring so the freezers are ready for the new crop of garden veggies.

Saving Money–April 30, 2016

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The walls of water did their job so well that they were crushing the tomatoes that were trying to grow up and out of them.  We let a little water out of the walls a couple of times.  This morning, I emptied them about 1/2 way and folded the tops down.  I will remove them entirely next Saturday and re-use them for peppers.  It’s just been unusually warm this spring.  Normally, we would probably leave them on longer.

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Patsy planted a few marigold seeds in the dirt.  You may see one little sprout we think may be one that came up.  The rest didn’t.  I put a bunch more seeds in the ground, but Rosalie (my sister) had these 3 extra marigold plants.  Last week, we planted them in the same place Patsy had planted her seeds.  Today, it was so cute and funny when she saw our surprise.  At first, she thought her marigolds grew 🙂 but soon realized that it was not possible for them to be so big so soon–it was fun to see her face at first, though!

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I had planted a few leeks last summer and they over-wintered.  I used 3 of them in a potato leek soup.

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I made gluten-free pumpkin muffins from frozen Sweetmeat squash.  We ate some and I froze some for later.

We hauled several more loads away from this place.  Outdoor items such as gas cans, tools, firewood, chain saws, etc. went  to my brother-in-law and sister’s house.  We have the firewood finished, I think, and the heavy shop tools are now all over there; we took the ATV and a huge load this morning.  The people who were given permission to cut firewood here have almost finished the huge pile of logs and have taken the wood away.

We dismantled 2 huge tables I use for sewing and Rob and Patsy hauled them down to the storage unit with a load of boxes.  They were reassembled and one was stacked on the other.  Lots of stuff can be stored, using that as an extra strength supporter so our boxes won’t collapse, at least not there!

I had an emotional week.  It was the last week I am going to teach piano for a while.  I taught Monday and Wednesday and we had a recital Friday night.  It went very well.   It is really hard for me to say good-bye to the kids, some of which I’ve taught for 6-8 years or so.  However, I am excited to have the extra time to really tear into this house on Monday.  I received many nice cards and gifts, and there were many hugs and tears.  The frugal part of all that is the excellent price I got on the church I rented for the recital.  It was nice of them to set the price so low.

I did some clothes shopping.  Patsy is going to need all new things over the next little while.  She can hardly cram into her clothes right now, and everything is super-short.  It makes sense.  She has been in the same size since she moved in, actually she has lost weight and shot up, so it made the clothes last a long time.  Ja’Ana and I went, as I was tacking it onto an appointment J had.  I got several things for Patsy.  My favorite bargain was the nice pair of jeans for $7.57 (ish) at Macy’s.  I was able to afford 1 pair of shorts, a sweater, a couple of tops and a couple of pairs of leggings, under-shorts (knit) to make her current skirts last a little longer. She does not fit into the kids section anymore.  We had to move up to juniors and I have to watch that the necklines because she is still not very tall.   I got J and Patsy dresses for $10.97 each at Forever 21.   I rarely shop there, so hope they hold up.  I hope to find some shorts at a yard sale or a thrift shop, but don’t know when I will have the time to do that.  I am also hoping to sew a couple pairs of plain shorts and a skirt or 2 once I get into the camper.  I am hoping this gets us though for now until after the move.

Rob sold a few more items left over from the sale.

I watched library movies and read some books from there..